# Terms of Service (TOS)

Last updated January 4, 2025

Effective Date: January 4, 2025

## 1. Use of Services

You may use Collate's services in compliance with applicable laws and these Terms.

## 2. Prohibited Activities

Users may not reverse-engineer, scrape, or use the platform for any unlawful activity.

## 3. Intellectual Property

All platform content, including software and documentation, is owned by Collate.

## 4. Termination

Collate reserves the right to terminate access for violation of these Terms.

## 5. Dispute Resolution

All disputes will be resolved through binding arbitration in San Francisco, CA.