# Website Terms and Conditions

Last updated January 4, 2025

Effective Date: January 4, 2025

## 1. Acceptance of Terms

By accessing our site, you agree to comply with these Terms.

## 2. User Conduct

Users must not post harmful content or engage in malicious activities on the site.

## 3. Intellectual Property Rights

Collate retains ownership of all website content.

## 4. Disclaimer of Warranties

All website content is provided "as is" without warranties of any kind.

## 5. Governing Law

These Terms are governed by the laws of California.